Compare top 10 best pet insurance for spaniels in 2025

Jim

Updated on:

Below we have compiled a list of the top 10 best pet insurance providers in the UK for all types of spaniel breeds (including the most popular e.g. Cocker Spaniels, English Springer Spaniels). Our personal experience was with Pet Plan who we found to pay out promptly every time we claimed but we’d recommend getting a few quotes from the top providers (and speak to your vet) below to then select the best one for your spaniel dog. This is not all pet insurers in the UK we selected these insurers based on our own experience, having excellent reviews on Trustpilot and also being Which Recommended.

Pet Insurer

Description

TrustPilot Reviews

  • Lifetime Pet Insurance Only

  • 5 Weeks Free Covers for New Rescue Dogs

  • 24/7 access to Pet Helpline

  • One of highest vet fee limits of £20k per annum

4.7 / 5

  • Lifetime or Essential Plans 

  • 90% of claims paid in 5 days

  • No Penalty for Claiming

  • Up to £12k annual vet fee cover

4.7 / 5

  • Only offers lifetime cover

  • Insurance from Kennel Club - pedigree dog register

  • Insurance from Agria

  • Up to £25k per annum vet fee cover.

4.7 / 5

  • Lifetime Policy only

  • Includes Dental

  • Unlimited free video vet calls

  • Up to £15k annual vet fee cover

4.6 / 5

  • Lifetime, Maximum, Time Limited & Accident Only

  • Cover for Puppies to Senior Dogs (no age limit)

  • Free Vet Support

  • Up to £5k annual vet fee cover with Elite Extra Plus

4.6 / 5

  • Lifetime, Time Limited, Accident Only Policies

  • Missing / Stolen Cover

  • Unlimited 24/7 free video vet calls

  • Up to £18k annual vet fee cover

4.5 / 5

  • Puppy, Multi-Pet & Older Dog (Lifetime cover)

  • Pre-existing conditions considered

  • Unlimited 24/7 first vet video calls

  • Up to £15k annual vet fee cover

4.5 / 5


  • Lifetime and Time Limited Cover Policies

  • Insurance from leading pet charity

  • 24/7 Veterinary advice line

  • Up to £8k annual vet fee cover

4.5 / 5


  • Lifetime, Maximum Benefit and Time Limited Cover

  • Multi Pet Discount

  • 24/7 Helpline

  • Up to £7k annual vet fee cover

4.4 / 5


  • Lifetime Cover

  • Pre-existing conditions considered

  • 24/7 Video vet calls

  • Up to £15k annual vet fee cover

4.1 / 5

    Frequently Asked Questions

    We know finding the best pet insurance for your spaniel dog can be confusing with many owners concerned by cost and what will actually be covered we provide more detailed information on all the different types of pet insurance in our pet insurance category, below we have answered some top questions.

    How much does it cost to insure my Spaniel dog?

    On a monthly basis depending on the policy taken this is typically between £20 – £50 depending on the breed, age, medical history and cover taken. Certain spaniel breeds (e.g. King Charles Spaniel) are generally more prone to health challenges and may incur higher pet insurance premiums and excess. Spaniels Dog breeds in general are prone to hip, eye and ear medical issues.

    How do I get the cheapest quote for Pet Insurance for my Spaniel?

    Go direct to the websites we have provided above or it is possible to get multiple quotes at once from price comparison websites for example Moneysupermarket or Compare the Market. Generally insuring your pet early on in good health and making sure you focus on the core cover rather than added extras. Going for the cheapest policy (Accident Only for example) can actually cost you more overall for example if it did not then cover some surgery required for your spaniel dog.

    Is it worth taking out Spaniel Dog Pet Insurance?

    In short yes due to veterinary costs (which are £1,000’s for operations or procedures). We would recommend a lifetime policy (per Agria above covering up to £20k vet fees per annum) if you are able to afford it to provide the best cover for your furry friend. According to the association of british insurers the average annual claim in 2023 was £668 nearly 50% higher than the average insurance cost of £389.

    Can I get Pet Insurance for Senior – Older Dogs?

    Yes it is possible but with certain restrictions, for example PetPlan allows older dogs to access it’s essential plan (time limited cover for 12 months up to £3k per illness / injury).

    Can i get Pet Insurance for my Spaniel dog with Pre-Existing Medical Conditions?

    Yes some insurers will consider insuring spaniel dogs with pre-existing conditions for example PetSure referenced above but this will depend on the condition.

    What are the different types of Pet Insurance for Spaniel Dogs?

    There are four main types of Pet Insurance available to Spaniel dog owners Lifetime (top level conditions for life with annual vet fees cover), Maximum (limited cover for specific conditions), Time Limited (conditions covered for 12 months after which will need to pay separately even if renew policy) and Accident Only (no cover for illnesses or medical conditions).

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